In The Clear

Become Debt FREE - Without Going Through Bankruptcy

You DON'T have to pay all your debt back! We'll step in and negotiate with your creditors to lower your total debt amount by 40% to 60% so you end up with a monthly payment that is much more manageable to you.

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How In The Clear works

Business and Industrial Loans

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Personal Loan:

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Car Loan:

Consumer Durable Loan:

Education Loan:

Business Loan:

SME Loan:

The best way to become debt free

Save yourself from bankruptcy, avoid debt relief programs, debt consolidation and all other unreliable methods of handling your debt. Our new strategy will directly lower your debt load and monthly payments to an amount that is perfectly comfortable to you.

Step 1

We cut off all harassments from your creditors and begin negotiations with them.

Before

After

Step 2

We lower your total debt load by 40% to 60% through successful negotiations.

Step 3

We set a new monthly payment amount for your now reduced debt to a number that is easily manageable by you, so you can become debt free.

This is for you if

You are stuck in debt

You have more than $7,500 in unsecured debt such as credit card debt, personal loans, medical bills, etc.

What you can expect from us

We'll help you lower your total debt load by 40% to 60%..

We'll help you lower your monthly payment amount also by 40% to 60%.

We'll make sure you become debt-free.

Policy Recommendations and Conclusions

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Integrations

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A secret you must know

The minimum payment amount on your debt or credit card is designed to keep you in debt forever

You should never only rely on making the minimum payments on your credit card because that number is set to keep you enslaved in debt forever. That amount will never cover the interest charges that keep coming and your credit score will keep dropping. You won't become debt-free this way and you'll always be in trouble. This is why you should settle your debt early and lower your monthly payment amount to a number that is manageable to you so you won't be stuck in debt forever.

FAQ

How long does it take?

You’re in control! It’s up to you to select a program that fits you best. Our programs range from 12 to 60 months depending on the debt load.

Do I have to stop paying my credit card bills?

Choosing to pause your monthly payments to creditors is crucial. They won't consider reducing your balance if you keep making payments. Pausing shows them you're facing real financial hardship and allows you to join the savings program.

How much do I have to pay you?

We operate on a results-based debt settlement system. This means we only earn our fee when we deliver money-saving settlements for you. Our fee will not exceed 25% of the total enrolled debt amount.

How does your program impact my credit score?

The impact of debt settlement programs on your credit score can vary based on your circumstances and whether you've missed payments to creditors already. Because credit repair services are regulated separately, we don't offer advice on improving your credit or provide credit repair services.

What’s the difference between debt consolidation and debt settlement?

Debt consolidation is an interest-bearing loan (you’re essentially trading one debt for another) and debt settlement is a payment negotiated with your creditors paying a reduced balance of 40% - 60% of what's currently owed.